Creditum Unlocking Financing Solutions for UAE SMEs through a Data-Driven Lending Marketplace

Creditum, a smart-financing marketplace platform launched by RFM Loyalty, is set to transform access to financing for SMEs and MSMEs across the UAE. By connecting businesses to a wide range of partner lenders, Creditum provides fast and seamless access to multiple financing options.

Through its user-friendly platform, businesses can compare loan offers, interest rates, and repayment terms to make informed decisions. Creditum leverages both in-store and online data, allowing businesses to access funding quickly and efficientlysomething thats currently time-consuming & hard to obtain. The platform is open to all SMEs and MSMEs across the UAE, ensuring broad access to much-needed financing.

Lender Benefits:

For lending partners, Creditum presents a unique opportunity to tap into:

• A high-potential market of SMEs and MSMEs across various business segments.
• Advanced expert risk scoring and assessment, making lender decisions easier and more secure.

Creditum adheres to fintech and payments industry standards, employing encryption and secure APIs to safeguard information.

Fracxn, as the technology partner, ensures seamless integration between businesses and lenders, supporting secure data handling and a smooth lending process.

About Creditum:

Creditum is a smart financing marketplace platform designed to serve SMEs and MSMEs across the UAE. The platform seamlessly connects businesses with tailored financing solutions from the region's regulated banks and financial institutions. By leveraging smart technology, Creditum offers unparalleled transparency, efficiency, and flexibility, empowering businesses to quickly and easily access the funds they need to grow.

About RFM Loyalty:

RFM Loyalty Co. owns and operates a network of 15,000 POS terminals across the UAE, providing payment acceptance to merchants processing over AED 18 billion in POS transaction volume annually. RFM is continuously growing its active network, acquiring 400+ new businesses monthly.